Risk Management Articles

Risk management is the identification, analysis, assessment, control , avoidance, minimization, and/or elimination of unacceptable risks.

Choosing the Correct Road Risk Insurance for You

If you are employed in motor trade, you are required to drive and store a wide range of vehicle types on public roads and highways. In order to do this legally, you must have some type of motor trade insurance coverage that is called road risk insurance....

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The Importance of a Fire Risk Assessment

With advice and legislation being updated on an ongoing basis, every business must do everything in its power to insure it understands the fundamental principals of a fire risk assessment....

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Employers Liability Insurance - Protect Your Business

It is imperative that every business has adequate cover. Companies prefer to have business relations with traders who have public liability insurance as they feel comfortable and secure....

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Insurance: Beware of Universal Life

Has a life insurance agent suggested that you buy 'permanent' insurance such as Whole Life, Universal Life or Variable Universal Life? The reasons they give seem so compelling, but are they in your best interest? Here's an explanation of the basics, plus what the insurance agent isn't telling you!...

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General Insurance is Not a Luxury

General Insurance helps you to face a number of risks in our daily lives, especially those associated with the properties and possessions we own....

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Fire Risk Asessment - It's the Law

Any responsible person, even with limited formal instruction or experience, can do a simple fire risk assessment. More complex buildings will need to be assessed by a person with full training and experience in fire risk assessment....

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Top 5 Business Insurance Tips

It is a bitter fact that the overall sales are going down, and profits margins are indeed reducing greatly. Under such circumstances, it becomes lot more difficult to invest in the business insurance premiums....

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What is an Insurance Agent?

When you need to get insurance you should look to an insurance agent for help. They will assist you in finding the best programs for you and your situation, while offering expert advice and additional knowledge....

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Help me support the 17 children at Happichild Children's Home in Narok Kenya. I currently fund their food and education.  By next year I hope to raise enough money to purchase land and a bigger home to adequately shelter them.  You can help me here.  100% of the donations are sent to these amazing, resilient children.